Home Instead Senior Care franchises across the country are in the middle of a public education campaign to protect seniors from fraud. According to a recent Metlife study, the annual financial loss incurred by seniors as a result of fraud is $2.9 billion. The Metlife study group the fraud perpetrated against seniors into three categories: crimes of occasion, crimes of desperation and crimes of predation.
Crimes of Predation-
This is what most people think of when they think about seniors being defrauded. Crimes of predation are crimes that spring out of relationships which were formed for the sole purpose of stealing from a senior. The fake charity that calls for a donation, the bogus repairman who "fixes" the shaky porch railing, the fraudulent termite inspector that treats for an infestation.
Crimes of Desperation-
These are the crimes that are rarely discussed. Crimes of desperation are typically committed by family or close friends. Usually, the person committing the crime is dependent upon the senior in some way financially. In my experience, I have seen children drain their parents finances or deprive their parents of the type of care they need because they don't want to spend what they already view as their inheritance. In these instances, the children don't believe that there is anything wrong with taking from their parents because they feel that they have somehow earned it.
Crimes of Occasion-
This type of fraud is usually committed just because the opportunity presented itself. The senior had money or something of value, the opportunity presented itself and the person took it.
For more resources on how to prevent crime against seniors visit www.protectseniorsfromfraud.com
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